HMO INVESTMENT OPPORTUNITY
36 Garden Street, Macclesfield, SK10 2QW
Fully Tenanted, High-Spec 4-Bed HMO – £340,000
Overview
Introducing a fully operational, high-yielding HMO investment located in the heart of Macclesfield. This modern 4-bedroom, 3-bathroom licensed HMO (with 2 ensuite rooms) offers a strong and reliable income stream from day one, with 100% occupancy and a proven rental history.
The property has previously undergone an extensive refurbishment of approximately £100,000, ensuring full compliance with contemporary HMO standards, enhanced tenant appeal, and reduced long-term maintenance requirements. A brand-new roof further strengthens the asset’s durability and investment security.
This is a genuine turnkey opportunity for investors seeking stable returns in a thriving rental market.
Key Property Features
- 4 spacious bedrooms
- 3 modern bathrooms, including 2 en-suites
- No need for a HMO licence due to being a 4 bed
- Fully tenanted with long-standing occupancy
- High-standard refurbishment throughout
- Brand-new roof
- Contemporary kitchen, upgraded safety systems, and modern utilities
- Strong rental demand in the immediate area
Financial Performance
Gross Rental Income
£32,040 per annum
Operating Costs
- Dual energy: £1,980/year
- Internet: £300/year
- Council tax: £1,672/year
- TV licence: £170/year
- Water: £522/year
Total: £4,644
These predictable and manageable outgoings support strong net yields and reliable cash flow.
Investment Summary
- Asking Price: £340,000
- Gross Yield: Approximately 9.43%
- Net Yield: Approximately 8.0%
- High-spec, low-maintenance HMO
- Fully compliant with modern regulations
- Zero immediate capital expenditure required
- Strong tenant demand ensures dependable occupancy levels
Return on Investment (ROI) & Yield Projection
With a gross annual income of £32,040, the property provides a compelling yield for investors expanding or entering the HMO market.
Projected Returns
- Gross Yield: 9.4%
- Potential to enhance net yield through utility optimisation or strategic room rate adjustments
- Strong performance relative to standard buy-to-let investments in the region
- Reduced maintenance risk due to recent refurbishment and new roof installation
This property strikes the ideal balance between cash flow, asset quality, and long-term stability.
Why Invest in Macclesfield?
Macclesfield is a rapidly strengthening rental hotspot, benefitting from:
Prime Location Advantages
- Strong commuter links to Manchester and Stockport
- Proximity to Macclesfield Hospital, AstraZeneca, local colleges, and major employment hubs
- Consistent demand for high-quality shared accommodation
- Attractive rental yields compared to surrounding Cheshire and South Manchester areas
- Ongoing regeneration and investment in the town centre
- Popular with professionals seeking affordable, modern, and well-located housing
The combination of stable employment opportunities and commuter convenience creates a robust tenant pipeline, ideal for HMO investments.
Why This Property Stands Out
- Fully tenanted and income-producing from day one
- High-end refurbishment = minimal maintenance
- Brand new roof = reduced future expenditure
- Prime rental location
- Strong market yields outperforming standard buy-to-lets
- Proven track record of occupancy and income stability
This is a rare opportunity to acquire a turnkey, high-performing HMO in one of Cheshire’s most promising rental markets.
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