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Bertha Terrace

Ferryhill, Durham

£60,000

  • Two bedroom terrace
  • Current net yield: 9.0%
  • Being sold with tenants in situ
  • Strong rental income: £449pcm
  • Tenure: Freehold

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Berth Street, Ferryhill

Attractive Tenanted  Investment | £60,000 | Freehold | 9.0% Net Yield
Property Overview

32 Bertha Street presents an excellent opportunity to acquire a hands‑off, income‑generating buy‑to‑let property in a popular rental location. This well‑proportioned 2‑bedroom end‑terrace comes with long‑term tenants already in situ, ensuring immediate rental income from day one of ownership.

The property offers a traditional layout, generous room sizes, and is situated within a stable rental market, making it an appealing choice for both new and seasoned investors seeking strong, reliable returns.

Key Features
  • 2‑Bedroom End of Terrace Property
  • Tenanted Investment – Sold with tenants in situ
  • Current Monthly Rent: £449 PCM
  • Annual Rental Income: £5,388
  • Attractive Guide Price: £60,000
  • Strong local rental demand
  • Low‑maintenance, stable investment opportunity
  • Ideal for portfolio expansion or first‑time landlords
Financial Overview & Yields

Using the current rental income and asking price, here is a breakdown of the investment performance:

Rental Income

  • Monthly Rent: £449
  • Annual Rent: £5,388

Gross Rental Yield: 9%

This is a particularly strong yield compared to regional averages, making the property an appealing high‑return asset.

Why This is a Strong Investment
  1. Immediate Income – No Void Periods

With tenants already in place, you start earning from completion day. No marketing, no reletting fees, no downtime.

  1. High Yield for the Area

A gross yield of 9.0% makes this significantly more profitable than many standard buy‑to‑let properties, especially at this accessible price point.

  1. Affordable Entry Point

At £60,000, the property offers:

  • Lower mortgage repayment requirements
  • Strong cash‑on‑cash returns
  • Less financial exposure compared to higher‑value markets
  1. Consistent Rental Demand

Properties in this area typically sustain strong occupancy due to:

  • Local employment hubs
  • Good transport links
  • Demand for affordable housing
    This helps ensure a stable long‑term income stream.
  1. End‑Terrace Advantage

End‑terrace homes often achieve higher desirability due to:

  • Additional privacy
  • Extra natural light
  • Typically larger outdoor or side‑return space
Summary

32 Bertha Street is a fully‑tenanted, income‑producing investment offering nearly 9% gross yield at an affordable price point.
It is ideal for investors seeking:

  • Immediate returns
  • Minimal upfront effort
  • A reliable, long‑term rental asset
  • Strong value in a stable rental market

Return on Capital Employed (ROCE) Calculator

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Property Price


Mortgaged

Cash Purchase

Deposit

£0.00

25%

£60,000.00

Sourcing Fees

£3,000.00

£3,000.00

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Stamp Duty

Cash Invested


Property Rent

Rental Per Month

£449.00

£449.00

Rental Income PA

£5,388.00

£5,388.00

£

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10%

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Growth Assumptions

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3.5%

Rental Growth P/A

5%

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