Talworth Street

Property Overview

A well-maintained, fully licensed 4-bedroom HMO occupying a convenient position in Roath, close to local shops, restaurants, takeaways and transport routes, with an easy walk into Cardiff city centre and Queen Street Station.

The property has operated successfully as an HMO since 2014 and benefits from a full HMO licence. It is currently let to four sensible, professional housemates who keep the property clean and well presented, with all rental payments up to date, offering an incoming investor a seamless, income-producing transition from day one.

Accommodation

The property is arranged over ground and first floors (see floor plan), comprising:

• Ground floor: entrance hall, living room, dining room and a modern fitted kitchen
• First floor: three further bedrooms and a family bathroom
• Four lettable bedrooms in total, with beds ranging from small double to king size
• Each bedroom is furnished with a large wardrobe, chest of drawers, bedside cabinet, desk and chair
• Large loft with retractable ladder, offering potential for conversion to additional rental space (subject to consents)

Kitchen & Communal Areas

• Modern shared kitchen with built-in fridge freezer, oven, combi microwave and hob
• Dishwasher, washing machine, tumble dryer and an additional fridge freezer
• Bathroom fitted with a bathtub and shower over
• Lounge/diner with wall-mounted TV and unlimited Virgin broadband
• Additional storage in cupboards in the lounge and off the landing
• Small south-facing rear garden and front forecourt
• Double glazed throughout, with gas central heating and hot water via combi boiler

Location

5 Talworth Street sits within easy reach of several key demand drivers for HMO tenants, including Cardiff University, Cardiff Metropolitan University, the University Hospital of Wales, Cardiff city centre and Roath Park, supporting strong and consistent rental demand from students and young professionals alike.

Financial Summary

Current Rental Income

Running Costs (Landlord-Paid Bills)

Net Return

Figures based on January 2026 rent roll and running costs, as supplied by the vendor. Purchasers should verify all financial information independently as part of their own due diligence.

Valuation Note

The asking price of £275,000 is supported by comparable sales of standard (non-HMO) residential properties in the immediate area, which are well suited to standard buy-to-let mortgage valuations. Valuation report – CLICK HERE

Investment Highlights

• Fully licensed HMO, established and trading successfully since 2014
• Sitting tenants in situ – four professional housemates, rent up to date, immediate income from completion
• Gross yield of 9.45% and net yield of 7.37% on the £275,000 guide price
• Comparable standard residential sales support the valuation for buy-to-let mortgage purposes
• Excellent location for tenant demand – close to Cardiff University, Cardiff Metropolitan University, University Hospital of Wales and the city centre
• Potential to extend lettable accommodation via loft conversion, subject to consents
• Low-maintenance, well-presented property with double glazing and gas central heating throughout